RevenueNet IncomeP/EP/SEBITDividendStocksMarket capitalizationDebtLiabilitiesEquityAAQSEmployeesROEROAROCE
Severn Bancorp Stock

Severn Bancorp Net Income 2024

Severn Bancorp Net Income

6.71 M USD

Ticker

SVBI

ISIN

US81811M1009

WKN

663246

In 2024, Severn Bancorp's profit amounted to 6.71 M USD, a -18.96% increase from the 8.28 M USD profit recorded in the previous year.

The Severn Bancorp Net Income history

YEARNET INCOME (undefined USD)
20206.71
20198.28
20188.57
20172.82
201615.54
20154.54
20142.91
2013-25.17
20123.73
20111.55
20101.36
2009-15.23
20084.11
200711.11
200615.75
200514.55
200412.93
200311.33
20028.95
20015.26

Severn Bancorp Revenue, EBIT, Net Income

  • 3 years

  • 5 years

  • 10 years

  • 25 Years

  • Max

Revenue
EBIT
Net Income
Details

Revenue, EBIT and Profit

ⓘ

Understanding Revenue, EBIT, and Income

Gain insights into Severn Bancorp, a comprehensive overview of its financial performance can be obtained by analyzing the Revenue, EBIT, and Income chart. Revenue represents the total income generated by Severn Bancorp from its primary operations, showcasing the company’s ability to attract and retain clients. EBIT, or Earnings Before Interest and Taxes, indicates the company’s operational profitability, free from the influence of tax and interest expenses. The Income section reflects Severn Bancorp’s net earnings, an ultimate measure of its financial health and profitability.

Yearly Analysis and Comparisons

Observe the yearly bars to understand the annual performance and growth of Severn Bancorp. Compare the Revenue, EBIT, and Income to evaluate the company’s efficiency and profitability. A higher EBIT compared to the previous year suggests an improvement in operational efficiency. Likewise, an increase in Income indicates enhanced overall profitability. Analyzing the year-to-year comparison assists investors in understanding the company’s growth trajectory and operational efficiency.

Utilizing Expectations for Investment

The expected values for the forthcoming years offer investors a glimpse into Severn Bancorp’s anticipated financial performance. Analyzing these projections alongside historical data aids in making informed investment decisions. Investors can gauge the potential risks and returns, aligning their investment strategies accordingly to optimize profitability and mitigate risks.

Investment Insights

Leveraging the comparison between Revenue and EBIT helps in assessing Severn Bancorp’s operational efficiency, while the Revenue and Income comparison reveals the net profitability after accounting for all expenses. Investors can derive valuable insights by meticulously analyzing these financial parameters, laying the foundation for strategic investment decisions aimed at capitalizing on Severn Bancorp’s growth potential.

Severn Bancorp Revenue, EBIT and net profit per share

DateSevern Bancorp RevenueSevern Bancorp EBITSevern Bancorp Net Income
202049.72 M undefined0 undefined6.71 M undefined
201950.07 M undefined0 undefined8.28 M undefined
201846.09 M undefined0 undefined8.57 M undefined
201737.46 M undefined0 undefined2.82 M undefined
201637.82 M undefined0 undefined15.54 M undefined
201537.26 M undefined0 undefined4.54 M undefined
201436.15 M undefined0 undefined2.91 M undefined
201339.32 M undefined0 undefined-25.17 M undefined
201243.18 M undefined0 undefined3.73 M undefined
201147.01 M undefined0 undefined1.55 M undefined
201052.28 M undefined0 undefined1.36 M undefined
200955.16 M undefined0 undefined-15.23 M undefined
200865.26 M undefined0 undefined4.11 M undefined
200776.15 M undefined0 undefined11.11 M undefined
200674.05 M undefined0 undefined15.75 M undefined
200559.89 M undefined0 undefined14.55 M undefined
200448.23 M undefined0 undefined12.93 M undefined
200341.76 M undefined0 undefined11.33 M undefined
200237.53 M undefined0 undefined8.95 M undefined
200132.21 M undefined0 undefined5.26 M undefined

Severn Bancorp stock margins

The Severn Bancorp margin analysis displays the gross margin, EBIT margin, as well as the profit margin of Severn Bancorp. The EBIT margin (EBIT/sales) indicates the percentage of sales that remains as operating profit. The profit margin shows the percentage of sales that remains for Severn Bancorp.

  • 3 years

  • 5 years

  • 10 years

  • 25 Years

  • Max

Gross margin
EBIT margin
Profit margin
Details

Margin

ⓘ

Understanding Gross Margin

The gross margin, expressed as a percentage, delineates the gross profit made from the Severn Bancorp's sales revenue. A higher gross margin percentage indicates that the Severn Bancorp retains more revenue after accounting for the costs of goods sold. Investors use this metric to gauge financial health and operational efficiency, as well as to compare it with competitors and industry averages.

EBIT Margin Analysis

EBIT margin represents the Severn Bancorp's earnings before interest and taxes. Analyzing the EBIT margin over different years provides insights into the operational profitability and efficiency, excluding the effects of financial leverage and tax structure. A growing EBIT margin over the years signifies improving operational performance.

Revenue Margin Insights

The revenue margin demonstrates the Severn Bancorp's total revenue generated. When comparing the revenue margin year over year, investors can gauge the Severn Bancorp's growth and market expansion. It is essential to compare the revenue margin with the gross and EBIT margins to understand the cost and profit structures better.

Interpreting Expectations

The expected values for gross, EBIT, and revenue margins provide future financial outlook of the Severn Bancorp. Investors should compare these expectations with historical data to understand potential growth and risk factors. It is crucial to consider the underlying assumptions and methodologies used in projecting these expected values to make informed investment decisions.

Comparative Analysis

Comparing the gross, EBIT, and revenue margins, both yearly and over multiple years, enables investors to perform a comprehensive analysis of the Severn Bancorp's financial health and growth prospects. Evaluating the trends and patterns in these margins helps in identifying strengths, weaknesses, and potential investment opportunities.

Severn Bancorp Margin History

Severn Bancorp Gross marginSevern Bancorp Profit marginSevern Bancorp EBIT marginSevern Bancorp Profit margin
20200 %0 %13.5 %
20190 %0 %16.54 %
20180 %0 %18.59 %
20170 %0 %7.53 %
20160 %0 %41.09 %
20150 %0 %12.18 %
20140 %0 %8.05 %
20130 %0 %-64.01 %
20120 %0 %8.64 %
20110 %0 %3.3 %
20100 %0 %2.6 %
20090 %0 %-27.61 %
20080 %0 %6.3 %
20070 %0 %14.59 %
20060 %0 %21.27 %
20050 %0 %24.29 %
20040 %0 %26.81 %
20030 %0 %27.13 %
20020 %0 %23.85 %
20010 %0 %16.33 %

Severn Bancorp Aktienanalyse

What does Severn Bancorp do?

Severn Bancorp Inc. is a US holding company based in Annapolis, Maryland. The company was founded in 1946 and offers banking and financial services. Here is an overview of the history, business model, various divisions, and products offered. History: The roots of Severn Bancorp can be traced back to the Bank of Glen Burnie, which was founded in Glen Burnie, Maryland in 1947. Over the years, the company has evolved into a leading regional bank through the acquisition of other banks and financial institutions. In 2005, the bank was renamed Severn Savings Bank, and in 2012, the company went public. Business Model: Severn Bancorp primarily operates through its subsidiary, Severn Savings Bank. The bank offers a wide range of banking services and financial products, including mortgages, loans, deposit products, online banking, and mobile payments. Its main target audience includes retail customers and small to medium-sized businesses in the Washington D.C., Maryland, and Virginia region. Divisions: Severn Bancorp operates in three business segments: 1. Banking: This is the core area of the company and includes all services typically provided by a bank. This includes deposits, loans, mortgages, online and mobile banking services, and other financial services. 2. Wealth Management: The Wealth Management division provides specialized services to affluent individuals and corporate clients, including asset management, trust and estate planning, and financial and investment strategy advice. 3. Real Estate: Severn Bancorp is also involved in the real estate business and offers specialized financial products for property purchase and renovation. Products: Severn Bancorp offers a wide range of products and services, including: 1. Deposit products: These include savings accounts, checking accounts, money market accounts, and certificates with varying terms and interest rates. 2. Loan products: The company offers various types of loans, including mortgages, personal loans, auto loans, small business loans, and commercial real estate loans. 3. Online and mobile banking: Severn Bancorp provides its customers with a fully digital banking experience, including online banking, mobile banking apps, and mobile deposits. 4. Wealth Management: Wealth management services such as trust and estate planning, asset management, and investment advisory are available to affluent individuals and businesses. 5. Real Estate: Severn Bancorp offers specialized financial products for property purchase and renovation. Conclusion: Overall, Severn Bancorp is a solid financial institution with a wide range of banking services and financial products. The company has a strong presence in the Washington D.C., Maryland, and Virginia region, serving both retail customers and small to medium-sized businesses. With its Wealth Management division and involvement in the real estate business, the company has expanded its product mix to further diversify its business operations. Severn Bancorp ist eines der beliebtesten Unternehmen auf Eulerpool.com.

Net Income Details

Understanding Severn Bancorp's Profit Margins

The profit margins of Severn Bancorp represent the net income earned after deducting all operational expenses, costs, and taxes from the revenue. This figure is a clear indicator of Severn Bancorp's financial health, operational efficiency, and profitability. Higher profit margins signify better cost management and income generation capabilities.

Year-to-Year Comparison

Evaluating Severn Bancorp's profit on a yearly basis can offer significant insights into its financial growth, stability, and trends. A consistent increase in profit suggests improved operational efficiency, cost management, or increased revenue, while a decrease may indicate rising costs, declining sales, or operational challenges.

Impact on Investments

Severn Bancorp's profit figures are critical for investors who are aiming to understand the company's financial standing and future growth prospects. Increased profits often lead to higher stock valuations, boosting investor confidence and attracting more investments.

Interpreting Profit Fluctuations

When Severn Bancorp’s profit increases, it often indicates enhanced operational efficiency or increased sales. In contrast, a decline in profit can signal operational inefficiencies, increased costs, or competitive pressures, necessitating strategic interventions to boost profitability.

Frequently Asked Questions about Severn Bancorp stock

How much profit has Severn Bancorp made this year?

Severn Bancorp has made 6.71 M USD this year.

How has the profit developed compared to last year?

The profit has increased by -18.96% compared to last year fallen

What impact do the earnings have on the shareholders?

An increase in earnings is usually seen as a positive indicator for shareholders as it means that the company is generating profits.

How does Severn Bancorp publish its earnings?

Severn Bancorp publishes its earnings in the form of quarterly or annual reports.

Which financial indicators are included in the quarterly or annual reports?

The quarterly or annual reports contain information about sales and profit, cash flow, balance sheet, and other fundamentals.

Why is it important for investors to know the earnings of Severn Bancorp?

The profits of Severn Bancorp are an important indicator of the financial health of the company and can help investors decide whether they want to invest in the company or not.

How can one learn more about the earnings of Severn Bancorp?

You can learn more about the earnings of Severn Bancorp by reviewing the quarterly or annual reports or following the company presentations.

How much dividend does Severn Bancorp pay?

Over the past 12 months, Severn Bancorp paid a dividend of 0.16 USD . This corresponds to a dividend yield of about 1.17 %. For the coming 12 months, Severn Bancorp is expected to pay a dividend of 0.16 USD.

What is the dividend yield of Severn Bancorp?

The current dividend yield of Severn Bancorp is 1.17 %.

When does Severn Bancorp pay dividends?

Severn Bancorp pays a quarterly dividend. This is distributed in the months of January, April, July, October.

How secure is the dividend of Severn Bancorp?

Severn Bancorp paid dividends every year for the past 3 years.

What is the dividend of Severn Bancorp?

For the upcoming 12 months, dividends amounting to 0.16 USD are expected. This corresponds to a dividend yield of 1.17 %.

In which sector is Severn Bancorp located?

Severn Bancorp is assigned to the 'Finance' sector.

Wann musste ich die Aktien von Severn Bancorp kaufen, um die vorherige Dividende zu erhalten?

To receive the latest dividend of Severn Bancorp from 9/15/2021 amounting to 0.05 USD, you needed to have the stock in your portfolio before the ex-date on 9/2/2021.

When did Severn Bancorp pay the last dividend?

The last dividend was paid out on 9/15/2021.

What was the dividend of Severn Bancorp in the year 2023?

In the year 2023, Severn Bancorp distributed 0.14 USD as dividends.

In which currency does Severn Bancorp pay out the dividend?

The dividends of Severn Bancorp are distributed in USD.

Stock savings plans offer an attractive way for investors to build wealth over the long term. One of the main advantages is the so-called cost-average effect: by regularly investing a fixed amount in stocks or stock funds, you automatically buy more shares when prices are low, and fewer when they are high. This can lead to a more favorable average price per share over time. In addition, stock savings plans allow small investors access to expensive stocks, as they can participate with small amounts. Regular investment also promotes a disciplined investment strategy and helps to avoid emotional decisions, such as impulsive buying or selling. Furthermore, investors benefit from the potential appreciation of the stocks as well as from dividend distributions, which can be reinvested, enhancing the compounding effect and thus the growth of the invested capital.

Andere Kennzahlen von Severn Bancorp

Our stock analysis for Severn Bancorp Revenue stock includes important financial indicators such as revenue, profit, P/E ratio, P/S ratio, EBIT, as well as information on dividends. We also assess aspects such as stocks, market capitalization, debt, equity, and liabilities of Severn Bancorp Revenue. If you are looking for more detailed information on these topics, we offer comprehensive analyses on our subpages.